Personal Finance

Dear Penny: Should I Use Savings vs. Roth IRA for Down Payment?

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Dear A., There’s no magic ratio here. And as someone who’s hoping to eventually buy a home, I wish there was. The personal finance business loves its rules of thumbs: Save 15% for retirement, always put 20% down. All those rules make it easy to think there’s some magic in those numbers. Save X% and […]

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This article originally appeared on The Penny Hoarder